A Business Owner’s Guide to Commercial Equipment Finance

Commercial Equipment

November 26, 2024

Understanding commercial equipment finance options is crucial for business growth in today’s construction industry. ONIS Equipment Group, in partnership with Shape Financial Advisory, offers financing solutions designed to help businesses acquire the equipment they need while maintaining healthy cash flow.

Understanding Your Finance Options

Modern commercial equipment finance comes in various forms, each suited to different business needs:

Equipment Loans

  • Direct ownership from purchase
  • Flexible deposit options
  • Tailored repayment schedules
  • Tax-deductible benefits

Lease Arrangements

  • Lower initial outlay
  • Fixed monthly payments
  • Upgrade flexibility
  • Simple budgeting

Making Smart Financial Decisions

Consider these key factors when exploring commercial equipment finance:

  1. Cash Flow Impact
    • Preserve working capital
    • Manageable repayment structures
    • Seasonal payment options
    • Budget-friendly solutions
  2. Tax Benefits
    • Potential interest deductions
    • Depreciation advantages
    • GST considerations
    • Asset write-off opportunities

Expert Financial Guidance

ONIS Equipment Group, in partnership with Shape Financial Advisory, provide:

  • Access to over 25 lenders
  • Competitive interest rates
  • Fast approval processes
  • Personalised service

Streamlined Application Process

Our efficient approach includes:

  • Simple documentation requirements
  • Quick assessment procedures
  • Clear communication
  • Rapid approvals

Supporting Business Growth

Commercial equipment finance enables:

  • Fleet expansion
  • Technology upgrades
  • Project capability growth
  • Market competitiveness

Flexible Solutions

Our finance options feature:

  • Customised payment schedules
  • Balloon payment possibilities
  • Pre-approval availability
  • Multiple term options

Industry Understanding

Benefits of choosing ONIS Equipment Group:

  • Construction industry expertise
  • Equipment knowledge
  • Market understanding
  • Long-term support

Making the Right Choice

Consider these factors:

  1. Business Requirements
    • Current equipment needs
    • Growth projections
    • Cash flow patterns
    • Operational demands
  2. Financial Planning
    • Budget considerations
    • Tax implications
    • Growth strategies
    • Risk management

Expert Support

Our team provides:

  • Detailed financial advice
  • Equipment valuations
  • Industry insights
  • Ongoing support

Ready to explore your commercial equipment finance options? Contact ONIS Equipment Group today for expert guidance on finding the perfect financing solution for your business needs.

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