FINANCE FOR MACHINERY AND EQUIPMENT
Competitive machinery finance and equipment financing to help Australian businesses acquire the machinery they need while protecting working capital and supporting long-term growth.
MACHINERY FINANCE IN AUSTRALIA
ONIS Equipment Group, established in partnership with Elevate Financial, provides machinery finance to Australian contractors, civil builders, earthmoving operators and mining businesses across the country. Whether you are purchasing your first excavator, expanding your fleet with a new dumper truck, or investing in specialist foundation equipment, our machinery finance solutions are structured to suit your business circumstances.
Through our lending partner Elevate Financial, you gain access to over 25 lenders, competitive rates, flexible terms and the robust support needed to make confident purchasing decisions. Machinery finance through ONIS Equipment Group means you can acquire the right equipment without tying up working capital, keeping your business agile and your projects moving forward.
Equipment Financing for Construction & Earthmoving Businesses
Equipment financing is one of the most effective tools available to construction and earthmoving businesses, enabling the acquisition of high-value machinery without the upfront capital outlay of an outright purchase. Finance for machinery is available across the full ONIS Equipment Group product range, including Sunward excavators and loaders, Mecalac dumpers, Remu screening and crushing buckets, Toprock vibro hammers and Sunward drill rigs.
Equipment financing through Elevate Financial supports:
- Purchase of new construction equipment for expanding project scopes
- Replacement of ageing machinery at the end of its operational life
- Addition of specialist attachments such as screening buckets or vibro hammers
- Fleet expansion to support business growth and new contract wins
- First-time business equipment finance for newly established contractors
Our finance solutions are designed to align repayment terms with the equipment’s productive life, keeping cash flow predictable and manageable throughout the loan term.
Earthmoving and Mining Finance Solutions
Earthmoving and mining finance is a specialised category of asset finance designed for businesses operating in demanding industries where equipment is both high-value and essential to revenue generation. Through our partnership with Elevate Financial, ONIS Equipment Group supports earthmoving contractors and mining operators with finance solutions tailored to the realities of these sectors.
Earthmoving and mining finance solutions are suited to:
- Acquisition of heavy-duty excavators, loaders and telehandlers for mining sites
- Foundation equipment and piling rigs for major civil and resource projects
- Specialist attachments for quarrying, crushing and on-site material processing
- Fleet renewal programmes across earthmoving and civil businesses
- Equipment replacement driven by project schedules and contract timelines
Our team works alongside Elevate Financial to structure finance that aligns with your project cycles, contract terms and business objectives, giving you access to the machinery you need without compromising your operational flexibility.
HOW OUR EQUIPMENT PROCESS WORKS
Finance for machinery through ONIS Equipment Group and Elevate Financial is structured to be straightforward, responsive and tailored to your business.
Through our lending partner Elevate Financial, you gain access to over 25 lenders, competitive rates, flexible terms and the robust support needed to make confident purchasing decisions. Machinery finance through ONIS Equipment Group means you can acquire the right equipment without tying up working capital, keeping your business agile and your projects moving forward.
PERSONALISED SERVICE
PERSONALISED SERVICE
With access to over 25 lenders, Elevate Financial works hard to find the best deal for your circumstances, matching lender criteria to your business profile.
WIDE LENDER NETWORK
WIDE LENDER NETWORK
A broad panel of lenders means competitive rates, flexible terms and finance options that suit a range of business sizes, trading histories and equipment types.
PRE APPROVALS
PRE APPROVALS
Pre-approval for machinery financing gives you the confidence to negotiate equipment purchases, knowing your budget is secured before you commit.
EXPERT ADVICE
EXPERT ADVICE
Thanks to Elevate Financial, you will receive expert guidance on finance structures, repayment terms and the best approach for your specific situation.
TAILORED SOLUTIONS
TAILORED SOLUTIONS
Every machinery finance arrangement is tailored to your business, taking into account cash flow, equipment type, loan term and end-of-term options.
SAFEGUARD YOUR CASH FLOW
In the equipment industry, businesses face significant capital expenses. Having working capital available for day-to-day operations while acquiring necessary equipment is critical to sustainable growth.
Finance through our lending partner, Elevate Financial, enables you to protect your business cash flow while continuing to expand your operations, take on larger projects and invest in the machinery that drives revenue.
EXPAND YOUR BUSINESS
Whether you want to purchase new equipment for larger projects or replace ageing machinery, ONIS Equipment Group and Elevate Financial can assist with tailored, flexible equipment financing to meet your business requirements. Machinery finance is an investment in productivity, capability and competitive advantage, and our finance partners understand what Australian contractors need to grow.
Why Choose ONIS Equipment Group for Finance
Trusted Lending Partnership
Our established partnership with Elevate Financial gives ONIS customers direct access to a specialist asset finance team with deep experience in construction and earthmoving equipment.
Access to Over 25 Lenders
A wide lender panel means more competitive rates, more flexible terms and better outcomes for your machinery finance application.
Single-Source Solution
Source your equipment and financing through a single trusted partner, streamlining the purchase process and removing the friction of coordinating with multiple providers.
Industry Expertise
With 35 years of combined experience in the Australian construction equipment industry, we understand the realities of operating earthmoving and civil businesses and help structure finance that reflects those realities.
Ongoing Support
From initial application through to ongoing after-sales, ONIS Equipment Group is invested in your long-term success, not just the initial sale.
Frequently Asked Questions About Machinery Finance
What is machinery finance in Australia?
Machinery finance is a form of asset finance used to purchase machinery and equipment for business use without paying the full purchase price upfront. It is commonly used by construction, earthmoving, mining and civil businesses to acquire excavators, loaders, dumpers, attachments and specialist foundation equipment while preserving working capital.
How does equipment financing work?
Equipment financing works by providing funds to purchase machinery, with repayments structured across a fixed term. The equipment typically serves as security for the loan, often resulting in more competitive rates than unsecured finance. At the end of the term, ownership of the equipment transfers fully to your business, depending on the finance structure selected.
Can I get finance for machinery and earthmoving equipment?
Yes. Through our lending partner Elevate Financial, ONIS Equipment Group customers can access finance for machinery across our full product range, including Sunward excavators and loaders, Mecalac dumpers, Remu screening buckets, Toprock vibro hammers and Sunward drill rigs.
What is earthmoving and mining finance used for?
Earthmoving and mining finance is used by contractors and operators in the earthmoving, civil construction, quarrying and mining industries to acquire the heavy equipment essential to their operations. This includes excavators, telehandlers, site dumpers, foundation equipment and specialist attachments.
Is equipment financing available for small businesses?
Yes. Elevate Financial works with lenders that support businesses of all sizes, from sole traders and newly established contractors through to established civil and earthmoving operators. Finance solutions are tailored to each applicant’s circumstances.
How long does equipment finance approval take?
Approval timeframes vary based on loan size, equipment type, business profile and documentation. Pre-approvals can often be arranged quickly, and our team will keep you informed throughout the process.
What are typical interest rates for machinery finance?
Interest rates are influenced by several factors, including loan terms, the value of the equipment being financed, business trading history and your overall financial profile. We will work with Elevate Financial to secure the most competitive rate available for your circumstances.
Why use asset finance?
Asset finance is an effective solution for businesses of all sizes, particularly when acquiring high-value equipment that would otherwise be too costly to purchase outright. It preserves working capital, aligns repayments with the asset’s productive life, and may offer tax advantages depending on your business structure.
Ready to Get Started?
Fill Out The Form And Let's Get Started Today
Fill out the form, and we will contact you to discuss your machinery finance requirements, walk you through the equipment financing application process and keep you informed throughout the approval journey.