MACHINERY & EQUIPMENT FINANCE
MACHINERY FINANCE IN AUSTRALIA
ONIS Equipment Group, established in partnership with Elevate Financial, provides machinery finance to Australian contractors, civil builders, earthmoving operators and mining businesses across the country. Whether you are purchasing your first excavator, expanding your fleet with a new dumper truck, or investing in specialist foundation equipment, our machinery finance solutions are structured to suit your business circumstances.
Through our lending partner Elevate Financial, you gain access to over 25 lenders, competitive rates, flexible terms and the robust support needed to make confident purchasing decisions. Machinery finance through ONIS Equipment Group means you can acquire the right equipment without tying up working capital, keeping your business agile and your projects moving forward.
HOW OUR EQUIPMENT PROCESS WORKS
Finance for machinery through ONIS Equipment Group and Elevate Financial is structured to be straightforward, responsive and tailored to your business.
Through our lending partner Elevate Financial, you gain access to over 25 lenders, competitive rates, flexible terms and the robust support needed to make confident purchasing decisions. Machinery finance through ONIS Equipment Group means you can acquire the right equipment without tying up working capital, keeping your business agile and your projects moving forward.
PERSONALISED SERVICE
PERSONALISED SERVICE
With access to over 25 lenders, Elevate Financial works hard to find the best deal for your circumstances, matching lender criteria to your business profile.
WIDE NETWORK
WIDE LENDER NETWORK
A broad panel of lenders means competitive rates, flexible terms and finance options that suit a range of business sizes, trading histories and equipment types.
PRE APPROVALS
PRE APPROVALS
Pre-approval for machinery financing gives you the confidence to negotiate equipment purchases, knowing your budget is secured before you commit.
EXPERT ADVICE
EXPERT ADVICE
Thanks to Elevate Financial, you will receive expert guidance on finance structures, repayment terms and the best approach for your specific situation.
TAILORED SOLUTIONS
TAILORED SOLUTIONS
Every machinery finance arrangement is tailored to your business, taking into account cash flow, equipment type, loan term and end-of-term options.
SAFEGUARD YOUR CASH FLOW
In the equipment industry, businesses face significant capital expenses. Having working capital available for day-to-day operations while acquiring necessary equipment is critical to sustainable growth.
Finance through our lending partner, Elevate Financial, enables you to protect your business cash flow while continuing to expand your operations, take on larger projects and invest in the machinery that drives revenue.
EXPAND YOUR BUSINESS
Whether you want to purchase new equipment for larger projects or replace ageing machinery, ONIS Equipment Group and Elevate Financial can assist with tailored, flexible equipment financing to meet your business requirements. Machinery finance is an investment in productivity, capability and competitive advantage, and our finance partners understand what Australian contractors need to grow.
Frequently Asked Questions About Machinery Finance
What is machinery finance in Australia?
Machinery finance is a form of asset finance used to purchase machinery and equipment for business use without paying the full purchase price upfront. It is commonly used by construction, earthmoving, mining and civil businesses to acquire excavators, loaders, dumpers, attachments and specialist foundation equipment while preserving working capital.
How does equipment financing work?
Equipment financing works by providing funds to purchase machinery, with repayments structured across a fixed term. The equipment typically serves as security for the loan, often resulting in more competitive rates than unsecured finance. At the end of the term, ownership of the equipment transfers fully to your business, depending on the finance structure selected.
Can I get finance for machinery and earthmoving equipment?
Yes. Through our lending partner Elevate Financial, ONIS Equipment Group customers can access finance for machinery across our full product range, including Sunward excavators and loaders, Mecalac dumpers, Remu screening buckets, Toprock vibro hammers and Sunward drill rigs.
What is earthmoving and mining finance used for?
Earthmoving and mining finance is used by contractors and operators in the earthmoving, civil construction, quarrying and mining industries to acquire the heavy equipment essential to their operations. This includes excavators, telehandlers, site dumpers, foundation equipment and specialist attachments.
Is equipment financing available for small businesses?
Yes. Elevate Financial works with lenders that support businesses of all sizes, from sole traders and newly established contractors through to established civil and earthmoving operators. Finance solutions are tailored to each applicant’s circumstances.
How long does equipment finance approval take?
Approval timeframes vary based on loan size, equipment type, business profile and documentation. Pre-approvals can often be arranged quickly, and our team will keep you informed throughout the process.
What are typical interest rates for machinery finance?
Interest rates are influenced by several factors, including loan terms, the value of the equipment being financed, business trading history and your overall financial profile. We will work with Elevate Financial to secure the most competitive rate available for your circumstances.
Why use asset finance?
Asset finance is an effective solution for businesses of all sizes, particularly when acquiring high-value equipment that would otherwise be too costly to purchase outright. It preserves working capital, aligns repayments with the asset’s productive life, and may offer tax advantages depending on your business structure.
Ready to Get Started?
Fill Out The Form And Let's Get Started Today
Fill out the form, and we will contact you to discuss your machinery finance requirements, walk you through the equipment financing application process and keep you informed throughout the approval journey.